This book breaks down how cash value life insurance works in the simplest way even a child could understand. It covers topics from how to determine how much coverage you need to how to fund this tool through the use of graphs, charts, and illustrations as examples. Not only that, but it also provides undisclosed truths of common misconceptions and lies spoken about this tool which most paid professional would never reveal. There are also comparisons between commonly utilized retirement strategies along with discussions of the comparable benefits of the use of cash value life insurance to brokerage managed accounts. Most of all, it breaks down how to diversify your financial portfolio by utilizing this tool to supplement your retirement if you qualify. This book will leave the reader with no question outside of how they can obtain one for every member of their family as soon as possible.