This eBook is based on a famous Time management worldwide that has been collected from different sources and people. For more information about these stories. Kindly write to ummedsingh7427@gmail.com. I will be happy to help you. This eBook is a guide and serves as a first guide. In addition, please get expert advice or you can write to ummedsingh7427@gmail.com for any query, we will be happy to help you. Value of Time: The phrase highlights the importance of recognizing the value of time and using it effectively. Just as money has value in terms of what it can be exchanged for or the opportunities it can provide, time has value in terms of the opportunities, experiences, and achievements that can be gained during its passage.Overall, "time is money" serves as a reminder to make conscious decisions about how time is spent and to prioritize activities that contribute to personal and financial growth, rather than wasting time on unproductive pursuits. By recognizing the value of time and using it wisely, individuals can make the most of their opportunities and work towards their financial and personal goals.