Pinching pennies and living life cheaply can do more damage than good. Protecting your money at all costs prevents you from learning how to create money.
The true path to wealth is having your money make money. Trying to save a couple of pennies on each transaction only leads to hate and discontent.
Even if a cheap person amasses a vast fortune, they will hesitate actually to spend the money. Remember that they have lived their entire lives cheaply.
It will be challenging to change your perception of saving and investing money; however, it is possible through reading and taking action. Do you want to be genuinely worry-free? Then learn how to invest. Good Luck!