This book covers all things commercial: what to consider if buying a property to operate a business from, or buying a commercial property to lease out. It delves into development, subdivision, and how to improve a property. It may not just be residential property that you are interested in, so buying commercial property, what is involved, and relevant finance options are covered in great detail. While it is important to have a financially secure retirement, it is also about reaching a point in life, before retirement age, where you can have more choices to reduce your working hours, quit your job, or travel. It is about having hope, waking up every day, knowing you are doing everything you can to change your life for the better. Manufacturing cash flow and capital growth can potentially help you reach your goal quicker than sitting on a property for twenty years will. Whilst daily routine is good for most of us, it can be a comfort blanket we rely on. Having several routines other than just getting up, going to work, eating dinner, putting the kids to bed, and taking kids to their sports and activities is so important. It gives us hope that there is more out there that we may be able to accomplish. Within the commercial or industrial industries, very wealthy investors may own the premises where they run their business (often, wealthy people are self-employed). They may own some offices, or be involved in joint ventures with petrol stations, childcare centres, and aged care facilities or retirement villages. Commercial property is an important asset class within the asset sphere of property, so this book covers the many important considerations in relation to commercial property. these include, but are not limited to: capital growth, yield, necessary size of a deposit, what to consider when renting versus buying a premises for your business, different types of commercial property, and typical finance options. A successful investor's residential portfolio may typically contain their principal place of residence, a holiday house or short- term holiday let, and potentially a couple of well-positioned properties in the capital cities down the Eastern seaboard of Australia. Remember, these investors are not successful because they were born with more knowledge; it is because they have advisors and they have a plan. Many people have the dilemma of deciding whether to move to another property, or to undertake an extension on their current property. Development, subdivisions, renovating for profit, building two or more dwellings on a block, and all the positives and risks associated with these invaluable strategies are explored within this book.